Evaluating the results of October 2017, İşbank's Retail Credits Manager Recep Haki said that İşbank's home loan volume reached 20 billion TL as of the end of September 2017, showing an increase of 13.21% over the year-on-year increase compared to the end of the year and that housing financing he continued to be a game player.
Khaki said: "İşbank customers get for the first time in Turkey, whether or not those who want to host Instant digital Home Loan services we provide. Those who want to buy a house and those who need a loan can complete the whole process digitally when they make an application for a home loan at the Isbank.com.tr. The whole process takes place digitally until credit calculation, appraisal, credit allocation, and finally to the branch to sign the wet signature. In the first year we started to provide services, more than 32,000 applications were made within 1 year. Demonstrated interest in Instant Home Loan in digital media; speed, simplicity, simplicity, and customer satisfaction, we are delighted with the digital services we design. "
The REIDIN-GYODER New Home Price Index, which was prepared with the support of İşbank, increased by 0.28% in October compared to the previous month and was 4.29% compared to the same period of last year.
In October, Istanbul's branded residential projects in Asia were at a rate of 0.11%; There was a price increase of 0.34% in branded housing projects located in the Istanbul European side. According to the initial period of the index, projects in the Istanbul Asian side increased by 11.20 points compared to Europe.
Bank loan usage rate increased: 41%
In October, the down payment rate for new home sales rose by 6 percentage points to 29%, while bank credit utilization rose by 1 percentage point to 41%. The rate of deed in housing sales declined by 6 percentage points to 30%.
Inventory dissolution rate increased: 3.4%
30% of the houses sold in October were finished and 70% were composed of unfinished housing stocks. When the stock melting speed of October was evaluated, it was 3.4% on a piece basis and 3.2% on a square meter basis.
Decrease in sales of houses over 4 + 1 and 151 square meters
In October, when 1 + 1 residential type sales increased 0.28%, there was an increase of 0.17% in 2 + 1 residential type, 0.44% in 3 + 1 residential type and 0.06% in 4 + 1 residential type. In October, when the size of houses with 51-75 square meters increased by 0.35%, houses with 76-100 square meters increased by 0.23%, houses with 101-125 square meters increased by 0.33%, houses with 126-150 square meters increased by 0.06%, 151 square meters while those with larger areas saw a decrease of -0.07%.